Spring Clean Your Finances: 5 Simple Ways to Refresh Your Money This Season

As the weather warms and we open the windows for a fresh breeze, spring cleaning is top of mind for many women. But it’s not just our closets and garages that deserve a reset your finances could use some fresh air, too.

Whether you’ve experienced a major life change like the loss of a spouse, or you’re simply ready to feel more confident with your money, spring is a perfect time to tidy up, get organized, and move forward with clarity.

1. Dust Off Your Budget

When was the last time you looked at your monthly income and expenses? Life changes, your budget should too. Whether you’re adjusting to a single income or reevaluating spending goals, take a moment to:

• Review your fixed expenses

• Track where your money is actually going

• Adjust for new priorities or responsibilities

Tip: Use a tool like Monarch Money or even a simple spreadsheet to get a clear picture of your cash flow.

2. Clean Out Old Accounts

Still have a bank account you opened years ago but never use? Or a retirement account from a previous job? Now’s a great time to:

• Consolidate accounts you no longer need

• Reevaluate investment allocations

• Make sure beneficiary information is up to date

Especially if you're widowed or divorced, this is a critical step in taking back control of your financial life.

3. Revisit Your Goals

Spring is a time for growth, and your financial goals deserve attention too. Whether it's travel, a new home, or retiring on your terms, ask yourself:

• Are my savings aligned with what matters to me now?

• Have my short- or long-term goals changed recently?

• Do I have a plan that supports these goals?

If you're unsure, a financial plan can give you the clarity you need.

4. Refresh Your Emergency Fund

Life can throw unexpected curveballs, having 3–6 months of expenses saved gives you breathing room. If your emergency fund has been used recently or needs a boost, set a simple goal to rebuild it gradually.

Even $100 a month into a dedicated savings account can make a meaningful difference over time.

5. Clear Out the Mental Clutter

Sometimes, the biggest mess isn’t in the numbers, it’s in the worry. If financial tasks are weighing on your mind, consider making a short checklist of what needs your attention next.

And if you're feeling stuck or overwhelmed, you're not alone. This is exactly where a trusted financial advisor can step in, to offer a plan, a process, and peace of mind.

Ready for a Fresh Start?

You don’t have to overhaul your finances in a day. Just like spring cleaning your home, one small step at a time makes all the difference.

If you're looking for a financial advisor in Grand Rapids who understands life transitions and supports women with empathy and expertise, I’d love to talk.

Schedule a free call here