Can I Still Retire After Losing My Spouse?

Losing a spouse is one of life’s deepest heartbreaks. In the middle of grief, it’s hard to know what to do next, especially when it comes to money. If you had a shared vision for retirement, it’s natural to wonder whether those plans are still possible.

If you’re in Grand Rapids or the surrounding area and asking, “Can I still retire after losing my spouse?” you’re not alone.

The answer is yes, you absolutely can. But your retirement might look a little different from what you originally planned. This is a time to regroup, reflect, and move forward in a way that feels both comforting and financially sound.

Revisit your goals You may not want the same things you once did, and that’s okay. Now is a good time to think about what retirement could look like just for you. That might include a smaller home, more travel, or time spent with grandkids.

Understand your new income sources Widows often become eligible for survivor benefits, pensions, or insurance proceeds. A clear understanding of your updated income can make retirement planning much more manageable.

Create a new spending plan Your expenses may shift, and that can be empowering. Knowing where your money goes each month helps you make confident decisions and feel more in control.

Get support from a financial advisor who understands As a financial planner in Grand Rapids specializing in working with widowed women, I help clients make sense of their new reality and build a plan that honors what they’ve been through, while still moving forward with purpose.

You’ve carried so much already. You don’t have to carry this part alone. Retirement is still possible. Let’s reimagine it together. Schedule a time to chat here.